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ShorelineCounseling Center

Talk about money without losing each other

Couples Therapy by video across California.

Two adult partners discuss plain envelopes at a sunny kitchen table

When Money Becomes an Argument

A purchase, a bill or a question about spending can quickly become a conversation about trust, independence or security. You may agree on the numbers and still feel very differently about what they mean.

Couples therapy offers space to discuss that relationship side of money. It is not financial planning, debt counseling or advice about which account or investment to choose.

Maybe this sounds familiar

  • 01

    Every spending conversation turns personal.

  • 02

    You avoid looking at bills together.

  • 03

    Different ideas of security cause friction.

  • 04

    An old money agreement no longer fits.

01 · Understand

Explore the meaning behind the number

One partner may see saving as safety. Another may see spending as freedom or care for family. Those meanings can be influenced by experience, but they are not something to assume about each other.

Your therapist can help you ask what a money decision represents to each person and where the conversation becomes tense. Understanding a meaning does not mean you must agree with every decision. It can make the actual disagreement easier to name.

02 · Practice

Make agreements that can be discussed

You can use sessions to talk about shared decisions, separate choices and what information each partner needs. A useful agreement includes room to revisit it when circumstances change, rather than becoming another rule one person enforces.

If the question needs accounting, legal or financial expertise, that is a separate kind of support. If money is being used to control or threaten someone, disclose that privately when asking about fit. It is not simply a budgeting disagreement.

03 · Choose Your Next Step

A practical fit conversation

Ongoing couples support is listed with Holly Whitmore, Emily Chen, Misty Goldenberg and Nicola Loretto. Their approaches differ, so you can ask how they work with your particular concern rather than choose by a method name alone.

A free 15 minute phone consultation can help clarify availability, session format and next steps. Describe the broad concern and any provider preference. Keep detailed personal or health information for the practice's approved clinical process.

Fees in brief

We are in network with Aetna (PPO and EPO plans only), Cigna, UnitedHealthcare, Optum and Blue Shield of California. Not every clinician is in network with every plan.

Seeing someone out of network? We provide superbills you can submit for reimbursement.

Rates and insurance

Licensed therapist

$180

per telehealth session

For adults, couples, children or families

Associate therapist

$150

per telehealth session

For adults, couples, children or families

Questions before you begin

Will the therapist tell us how to divide our money?

Couples work can help you discuss expectations and the relationship meaning of decisions. It does not replace individualized financial or legal advice.

How do I ask about this service?

Tell the practice the broad kind of support you are seeking, your language preference and whether you have a clinician in mind. Fit, availability and any fee or insurance arrangement need to be confirmed before an appointment.

A small first step

Start with a free 15 minute phone consultation to discuss provider fit, availability and the next step. Keep personal and health details out of an ordinary website inquiry. Ongoing sessions are offered by video within California.

Explore Couples Therapy

Make room for a different conversation

Start with a free 15 minute phone consultation. We'll help you consider provider fit and next steps.